
Why do Motability Scheme prices change every 3 months?

We know how important it is for our Motability customers to understand why the prices on the Scheme change every quarter. The updates may seem frequent, but they’re designed to ensure you always get the best value and widest choice of vehicles.
Why prices are reviewed quarterly
The automotive market never stands still. Rising production costs, global supply chain challenges, and increases in insurance all have an impact on the cost of vehicles. By reviewing prices every January, April, July and October, we can respond quickly to these changes and make sure you’re still getting competitive, fair pricing across the range.
How prices are set
The Motability Scheme work with manufacturers like Peugeot and Vauxhall to agree which cars are available on the Motability Scheme and at what price. The goal is always to negotiate the best value for you, while taking into account:
- Which models are most popular and suited to customers’ needs
- Insurance, servicing and maintenance costs – all included in your lease
- Predicted values of vehicles at the end of their lease, which affect the Advance Payment (AP)
When vehicles are returned at the end of their lease, they’re refurbished and sold into the used car market. The money raised goes back into running the Scheme, helping to keep prices as affordable as possible.
What affects the Advance Payment (AP)
Several factors influence the AP you pay, including:
- The manufacturer’s Recommended Retail Price (RRP)
- Predicted resale value at the end of the lease, which depends on market trends and demand
- The all-inclusive benefits of the Scheme, covering insurance, breakdown assistance, servicing, and maintenance
By reviewing all of these regularly, the Scheme ensures a steady supply of vehicles so you always have plenty of choice.
The Price Freeze
One of the biggest reassurances for customers is the Motability Scheme price freeze. This means the price you see and agree at the time of ordering is the price you’ll pay, even if costs go up before your handover date.
This also applies to electric vehicles (EVs). While government grants for EVs can cause APs to change mid-quarter, your order price remains fixed at the point of application.
Great value with everything included
Every Motability lease at Taylors includes:
- Comprehensive insurance
- Roadside breakdown cover
- Servicing and maintenance
- Support with home or public charging if you choose an EV
On average, leasing through the Motability Scheme works out better value than arranging everything separately, with the added convenience of having it all in one simple package.